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DELLENDOKTOR · Hagel & Versicherung

Hail & insurance

Partial or full cover?

Hail damage is usually covered by partial insurance — mostly without a premium increase. Full cover pays too, but is not necessary: hail counts as an elemental claim under partial cover.

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Report hail — deadline

Report hail damage to your insurer as soon as possible after the storm. There is not always a fixed legal deadline — what matters is “without delay” per your policy terms.

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Cash payout

In many cases you can settle hail damage notionally (take the cash) instead of repairing. But note: unrepaired damage lowers the car’s value.

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Get your dent assessed →

No price-bot, no call center. Send a photo — the master reviews it personally and calls you back within 2 hours (Mon–Fri 10–16).

Master request

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